A Book will also now experience the JOY of 'giving'

          I just realized that the book I wrote a review about yesterday, is actually associated to a very noble social cause. Known as “#thehelpinghand” it ensures that all the sales-proceeds of the book “Unlock the Power of your Credit Score” are being translated into financial help for poor farmers, who are drowned in debt, are exploited and on the verge of suicide. To help their families break away from the clutches of poverty. Since the book clarifies all about debt and loans, it is only natural that the book contributes the cause of our country's farmers. It is a worthy and commendable cause initiated by the authors and their organization. There is a dire need for such kind of selfless help now especially toward those who are not so fortunate. In the wake of the global disaster that humanity is facing right now, it is a very small step taken, to forward the sales benefits to the poor and needy. We must and we can do a lot more than this. There is really, no joy like the joy of giving to others. And this, is devoid of any self interest or personal agenda. Except for that it brings you [a donor] multi million fold blessings from the one who is receiving and others too.  

              One can never overlook the fact that a farmer is the country's most important human being, they are also fondly known as the "Ann-data" or, the one who provides us our food. Should they not deserve a better life? One is provoked to think and to ponder, why is it that the most hard-working, is living the most un-worthy life? What is it that drives them to think about ending their life? The one who gives lives to others, could be inevitably the most blessed person, cause they receive blessings and feelings of gratefullness from everyone who consumes the grains they grow. 

             We have the opportunity to do good to another human being. Every human deserves a good, peaceful and worth-living life. Those who are blessed with a good life, are being looked upon by the Almighty to extend healing to those who are in pain. Can there be a way to remove pain and suffering?

            It is only 'human' to uplift those who suffer for no fault of theirs. These are the ones who suffer for others. Is it justified? Think about it. 

             Would you also like to add your value to this noble act? Welcome! 

Book Review: Unlock the Power of your Credit Score

Book Review:

Unlock The Power Of Your Credit Score

 - by Aman, Arun & Gaurav

I'd never heard of the word 'credit score' in my life. Interestingly, I happened to come across this book that speaks only about "credit score"; and I had no idea what am I going to actually read about. It was not just the cover that prompted me to read, but also an inquisitiveness that was aluring.....

I opened and began reading, without any expectations, with an open mind. I found the contents to be very useful and even educative. The book educates you about credits, loans and how do people unknowingly, unintentionally default on their loan re-payments. There are several wrong 'assumptions' inside our heads [read: Indians] about things. We continue to live our lives, around these silly 'assumptions'. This book clarifies and demystifies most of the assumptions related to credits and loans. It helps you become a good borrower, knowing that the borrow-lend is an official and operational business in our country! 

I have never taken a loan ever in my life until now, and it is clear that there will be no such "need" even in future! Nonetheless, I cannot ignore the fact that scores of people are servicing loans, credits and paying fixed sums of money for several reasons on monthly basis. [Whatever their 'purpose' may be]. In view of this fact, there are several mainstream and parallel - credit and related - businesses running full scale in India. For eg. the Bureaus, that maintain the massive database of those who indulge in loans, help borrowers and lenders to connect effectively. 

This book, written in a simple, lucrative language, that can be easily percepted by layman, unknown to credit terminology, is a wkipedia of loans and credits. For me, it taught me how never to default on one's payments, how to manage your finances properly, how not to hurt your loan objectives, and a lot more. 

I would strongly recommend this book to anyone who is interested in or working with the finances, loans, insurance or credit sectors. This is a book, must-read for all Indians who have ever taken any loan in life or are looking forward to seeking a loan in future.

Thanks.

Shivani Sharma

- Content Writer